Consolidate Your Debt and Save

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Use your equity to reduce your credit card debt

There's good debt and bad debt. Generally consumer debt-credit cards, store cards, lines of credit and sometimes auto loans-are considered bad debt. You pay high interest rates-up to 35%--on depreciating assets and it takes forever to chip away at the principle. Mortgages, however, generally qualify as good debt. Interest rates are low-very low these days-and a property is an appreciating asset, making it a good investment. If you have equity in your home, you can turn bad debt into good debt. By refinancing and rolling high-interest debt into your mortgage you can improve cash flow, focus on one payment and enjoy huge interest savings. If you'd like to discuss your refinancing options, talk to a professional.

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Mortgage Agent
Licence No. # 12168
401-1110 Finch Ave West Toronto, Ontario M3J 2T2
Tel: 416-883-2492​
Cell: 647-289-9298​
Fax: 416-465-6165​​
Mortgage Architects Professionals Independently owned and operated Brokerage No. 12168 ​​​